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Life Insurance

Let Pathfinder build a completely customized life insurance quote for you. Our brokers have the ability to quote an array of life insurance companies to save you time, money, and hassle. Contact us or request insurance quotes to get started.

Life Insurance Coverage

 

Term Life

Covers a specified term of time, like 10, 20, or 30 years. At the end of the term, the coverage ends. For that reason, term life insurance is the lowest cost option.

Whole Life

Provides permanent coverage that will pay out in the future as long as the premium is paid. Whole life also contains a cash value, which earns at a specified interest rate.

Universal Life

A hybrid of term and whole life, universal life can be designed to act like term insurance, or more like whole life with a cash value component. Unlike whole life, universal life can be indexed to the return of the stock market.

Return of Premium Term Life

Term insurance that returns the premiums paid at the end of the policy if it was never exercised.

Instant Issue Term Life

Term insurance that can be issued without undergoing any medical exams. Simply answer a few questions to determine your eligibility.

Disability Insurance

Pays you a portion of your wage if you become disabled and are no longer to able to perform your job duties.

What is Life Insurance?

Life insurance pays out a specified sum of money to a beneficiary that you designate, when you die. Life insurance is most often used to protect the future financial security of your family in the case you aren’t able to be there for them. Life insurance is also used for a variety of other reasons, such as a business buy-sell agreement, an others.

Do I Need It?

To determine how much life insurance you need, it’s a good idea to have a conversation with your spouse. How much would they need to be comfortable? Things to consider are:

  • Amount of Debt
  • Your Respective Incomes
  • Education Planning
  • Funeral Costs

Save With Pathfinder

 

We Comparison Shop For You

When you get a quote with Pathfinder Insurance Brokers, you’re actually getting a comparison of up to 30 top life insurance companies. Quit shopping for insurance. We’ll do it for you!


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