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Covers damages and injuries caused to another party, when you’re at fault.
Covers medical expenses and lost wages if you are injured in an accident. PIP is the portion of MN auto insurance that is considered “no-fault”. Your policy pays your expenses regardless of fault up to a certain limit.
Each covers damages to your car but for different causes of loss. Collision covers impacts while in motion or with another moving object. Comprehensive covers other damages like vandalism & weather.
Covers the cost of a rental car if your vehicle is out of commission due to a covered loss.
Provides assistance if your vehicle is disabled on the road. Covers things like jump starts, fuel delivery, and towing.
We can offer a variety of other coverages, like accident forgiveness, replacement cost, and more, depending on your needs.
Car insurance is a promise to pay for certain losses experienced during the policy term. This promise to pay potentially large sums is made in exchange for a smaller sum that is paid regardless of loss, called the premium. For instance, your insurance premium may be $1,200 per year. If you injure another motorist and are sued for $100,000, your car insurance would kick in to help pay that bill.
Auto liability insurance is required by law in Minnesota in order to drive on public roads. There are additional coverage options that aren’t required by law, so you need to consider the benefits of the coverage vs. the cost. In some cases, like if you have a loan on your vehicle, you’ll be required to carry comprehensive and collision coverage. We can help you determine what coverage is necessary.
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Car Insurance in Woodbury, MN
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(651) 764-8844 [Call / Text / Fax]
7650 Currell Blvd Suite 306 Woodbury, MN 55125
Mon – Fri | 9am – 5pm
Serving MN & WI, including Woodbury MN, Hudson WI, Cottage Grove MN, St Paul MN, Inver Grove Heights MN, Mendota Heights MN, Roseville MN, Little Canada MN, Oakdale Mn, Maplewood MN, Eagan MN, Minneapolis MN, and more.