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Boat Insurance

Let Pathfinder build a completely customized boat insurance quote for you. Our brokers have the ability to quote an array of watercraft insurance companies to save you time, money, and hassle. Contact us or request insurance quotes to get started.

Watercraft Insurance Coverage



Covers damages and injuries caused to another party, when you’re at fault.

Medical Payments

Covers medical expenses for you and passengers if you’re injured in an accident.

Comprehensive & Collision

Each covers damages to your watercraft but for different causes of loss. Collision covers impacts while in motion or with another moving object. Comprehensive covers other damages like vandalism & weather.

Fishing Equipment

Covers damage or theft to your fishing equipment on board.

On-water Towing

Covers the cost to tow your boat back to shore if it becomes disabled on the water.

Other Coverage

We can offer a variety of other coverages depending on your needs. As you might imagine, the coverage needed for a jet ski are different from those needed on a Sea Ray.

What Sort of Boats Are Covered?

We can offer coverage on everything from personal watercraft like wave runners and jet boats up to large vessels like yachts and cabin cruisers. 

How Much Does It Cost?

The cost varies on a number of factors, including the type and value of your watercraft, how you use the boat, your driving record, horsepower, gender, age, and more. That being said, premiums typically start at about $150 per year for a basic policy and a good driving record and go up from there.

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We Comparison Shop For You

When you get a quote with Pathfinder Insurance Brokers, you’re actually getting a comparison of up to 30 top boat insurance companies. Quit shopping for insurance. We’ll do it for you!

Add On The Discounts

Pathfinder agents work to add all discounts for which you qualify to help keep your rates as low as possible without sacrificing quality coverage.

Let us Comparison Shop For You

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